this post was submitted on 18 Jul 2025
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[–] Quill7513@slrpnk.net 70 points 2 days ago (3 children)

why do the banks and card companies even get a say? they're just supposed to hold the money. i mean. i know they hold so much more that that and we're just allowed occasionally to hold the money. but still. that they flaunt their power over us is annoying

[–] allidoislietomyself@lemmy.world 13 points 1 day ago* (last edited 1 day ago) (2 children)

I've worked in e-commerce since 2007 and I've seen every type of website/app selling all sorts of products and services. The issue the card companies have with content like this is that they have an incredibly high rate of charge backs. It's the same with gambling sites as well. Usually spouse one will discover the purchase, spouse two will claim they have no idea where the purchases came from, spouse two will say the card/account must have been compromised, then they call the card company to reverse the charges. I don't agree with the process but it is the main reason I've seen merchant accounts rejected when my clients were applying for one.

[–] ulu_mulu@lemmy.zip 5 points 1 day ago

Finally an explanation that makes a lot of sense, thank you!

[–] AngryCommieKender@lemmy.world 2 points 1 day ago (1 children)

Your username is somewhat undercutting the veracity of what seems to be a logical explanation for these practices. I always assumed it was a holdover from Americans being puritan prudes.

I might lie to myself but I'd never lie to you.

[–] L7HM77@sh.itjust.works 19 points 2 days ago

I find it amusing that the ultra wealthy believe pornographic images would replace an entire human relationship. Really shows how deeply warped they are, projecting they're own callous insanity onto the masses. What a small, sad existence.

[–] ushmel@piefed.world -1 points 1 day ago

Because they make 2-5% on the transaction so they'd be making money on literal incest games. If Steam wanted to defend the incest games, they could make an alternative payment pathway that excluded the card system, but they probably also want the incest games gone.