I agree with you. I've personally had mixed experiences and the bad ones where so bad that I currently do not plan to ever try it again.

Regarding the term latent psychosis I agree too. I brought it up because it's basically what the side effects would say if they were labeled. However it can also be used as a defense like you said "it would've been triggered anyways sooner or later". That's problematic since you can't really test that beforehand. So either way it's a gamble with your mental health. For many first time users their mental health is already compromised and they experiment with psychedelics to improve it. That was my intent. My multiple experiences with psychedelics definitely had effects on my mental health but not all of them where positive. Other first time users might just be curious, spiritually inclined or expect a recreational high.