United Kingdom
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This is sad and scary, and unfortunately very common. Be careful when you go to these big chain referral centres and when a vet asks you how high your insurance cover is
Easy, I don't have insurance. Looked at how much they cost vs pay out and decided it isn't worth it.
Okay. We had insurance for our dog and we maxed out the full 15k/year twice. Definitely was worth it
We also maxed out the limit twice. 10k for us. Went 2k over the first time. Second time is this year so hoping he doesn't need anything expensive before June. He's has 2 total hip replacements at £8500 each.