20 years in - you'll get used to it. Change your employer and find a job that not only pays your bills, but also somewhat fulfills you. Else you'll definitely burn youself out. Find that niche of yours until you're 35 and then stay with it.
Then, those 8 hours a day won't feel too difficult and you'll be like, "eh, weekend's ahead, lets find love in life". Because ultimately life is about happinesd. If you need to give up way too much time to enjoy life, your job is inefficient at giving you the needs to get happy. So switch your employer or your professsion. Heck I've seen student colleagues giving up studying and going for machining. Always smiles with his dirty fingers about how fun things are now for him.
So yeah, it's not all about money, it's about happiness.
Just stay clear of any form of drugs (including cigarettes, alcohol and sugar). The big problem with drugs is they literally make you happy by stealing your future happiness. You pay that credit back with future happiness and the interests on that credit are insane.