this post was submitted on 26 Jun 2025
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[–] Passerby6497@lemmy.world 7 points 1 week ago

And on top of that, every 401k I've ever had has a vesting scheme. So if you're not with the company 6+ years, they take a portion of your 401k that they contributed, whether or not you quit or they fire you.

So even the employee match isn't a guarantee (assuming they match at all).