this post was submitted on 11 Jul 2025
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Privacy
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Money in the bank can be seized and frozen for all sorts of reasons. If you're in the USA, then police can charge your money with a crime even if you haven't broken any laws. It's safe until it's not.
Doesn't have to be in the bank either; if you're traveling with your life savings in cash, then if you get pulled over cops are likely to seize that money. Just because fuck you, that's why.
Can confirm. about 15 years ago, my bank account was frozen for 3 weeks for child-support enforcement. Only they weren't talking about my kid or even me. Some dude in Florida with my same first and last name was a deadbeat dad. So they froze my account because apparently, he didn't have a bank account or something.
What's super annoying about it is that we had different middle names, not even close to the same social security number, and not one person even contacted me before my bank account was frozen. I only found out because a check I wrote or something bounced. And I was like, WTF?
I was finally able to talk to enough bank people to clear it up. But it took 3 weeks. I never got an apology for it either. And the fuckers did not refund my insufficient funds fee. I mean, it was only $15 bucks, and it would have cost me more than that in my time to get a refund, but still...
So yeah, even here in the US, banks can suck.