Ok, so I’ve tried a few open source apps for tracking money and they’re either too complicated, a hassle to setup or don’t use mysql/mariadb so would require setting up PostgreSQL 😖
I’m currently using forecast for the iPad which is great but I’m trying to wean myself off Apple giving they’re going to shit too and find all the docker versions I’ve got working are too complicated /faff to use and seem to focus on what you’ve already spent.
So anyone have suggestions for: Simple docker setup Mysql if it won’t do flat file 3 month future forecasting based on recurring transaction
I don’t care what I’ve spent, I want to know, based on the recurring transaction, what my balance is over the next 3 months, so I know if i have spare money to spend/save.
Seems a lot of budgeting apps miss that somehow. 🤨
——— Edit: theres a lot of replies to sort through but thanks to everyone for responding.
I’ve done spreadsheets but it’s still a hassle to setup and I have enough going on to be faffing about trying to learn graphs which is what i’d really like.
I’ve also tried a lot that are listed on https://selfh.st/ but even actualbudget doesn’t seem to be able to forecast unless i’m missing something?
DollarDollar seems interesting but requires postgras and actualbudget seems nice but unless i’m missing something still can’t show future cashflow even if you add something as recurring?
Seems odd that all these apps offer tons of features for what you’ve already spent but nothing for how much you have to spend over the next 2-3 months which is all i care about. 😕
Try https://actualbudget.org/ It's like the old YNAB. You can self host or use the desktop version.
Yep, actual can do this sort of forecasting with schedules
I have only used new ynab, what is old like?
The old one was better because it had no fucking subscription, and also you could reconcile future transactions which was way better for monthly stuff. For example, at the end of the month (30, 31), you have received your salary but you want to reconcile it NOW for the next month (one or two days in the future) so that you can work on your future budget right now. You can't do that with the new YNAB.
Nice so Actual is free to use? I thought the connection to the bank must cost money. That's awesome.
Depends, here in Europe they use GoCardless, which has a free tier. As long as you're okay with syncing your accounts only once a day, or once every couple of days you should be good. Not sure how it is in other countries though.
I never use connections to my bank so I wouldn't know if the feature even exists, sorry. But the whole thing was a paid application that went open-source. I download the "app image" thing because it's easier for me, but you have alternatives (desktop or web client).
Do you input everything manually? Like if you spend $40 at the store you type that in?
I used to do it on the phone with YNAB, but now it's only 2 or 3 minutes on my computer in the evening.
I just wish the graphs were better.