memes

How do you know it will? Stagnation is a thing in the US stock market as much as 'line go up' is a thing.

If anything millennials have had it better than anyone else. If your brain hasn't hemorrhaged from reading that sentence then consider that what you are saying is only being said because millennials have seen the one of most incredible bull runs ever.

If you're 35 years old that means you started your big boy career job about 15 years ago. In other words your investment portfolio if you were one of the individuals smart enough to begin diligently investing from the start. Look at the SP500 15 years ago. It was the bottom of the recession. The SP500 has gone in a straight line up from about 700 to 6000. So only a modest what like 800% gain. Of course it's easy to say 'cheap stock' every time a big drop happens.

Now look at the 15 year period after the Dotcom bust. Now try the 1970s through the better part of the 1980s. Long periods of stagnation. Sideways moving stock market.

People need to be ready to stomach effectively zero gains until age 50 as much as you can tell them the SP500 could hit 12000 in the same period. There's no guarantees unless your frame of reference is only the past 15 years. Then of course it is easy to say line always go up.