this post was submitted on 21 Oct 2025
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It's crazy how much we pay just to be denied coverage as a cost savings measure.
It’s not the denied treatment that’s the problem. It’s the treatment they approve and then I still get a huge bill for a copay or deductible or some shit.
IIRC, someone did the math on something like a major surgery... in the US, if you have really good insurance, and don't run into those nasty surprises like some out-of-network doctor poking his head into your operation and asking if the main doc needs his ass scratched (which appears as roughly $13,000.00 on your bill); but if everything goes without a hitch...
...it'd still be like a quarter of the cost to just fly to Europe, have the operation done there, hang out there for two weeks in a hotel while you recover, food, gas, etc, and then fly back to the US.
🎶 and the laaaaaaand of theee feeeeeeeeeeeeee 🎶
...no, that wasn't a typo.
its also things they can unilaterally deny. anthem blue cross is probably the second worst after UHC. Kaiser skews thier results by pricing people out of the network/HMO.