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I like to rant about this, but it is possible to insulate old properties without causing damp and mould.
It requires understanding of how the materials work (breathability, etc), and more expensive materials, so it's often difficult to get it done for a reasonable price.
My previous house was a Victorian semi that had cavity walls. I phoned up about a green grant to get it done (as people two doors down had) and they wouldn't believe me until they checked Google Earth. Had it surveyed and it would have needed a lot of preparation work to get into a condition that it could have been insulated. Ended moving and I am unsure what the new owners have done on that front - not flash enough to make their Instagram account about renovating the house which I have been advised not to read as they are horrible people with bad taste. Although I get the gist as it often gets commented on at parties, especially as a friend's brother-in-law did the bathrooms.
I'll take "slapping grey paint on every surface, then fitting grey laminate flooring and black gloss worktops" for $500, Alex.
That, and painting over every patch of damp with tanking rather than actually fixing it.