Not always, but often, people can save more and retire <60yo if they learn about it and plan ahead. Some people's identity is too tied to work and worry about losing that and don't want to leave. Of course companies should pay workers more and have benefits like in better countries, including healthcare for all, so boss can't use that leverage. Healthy lifestyle reduces common health issues too, cook at home healthy, mindfulness and be active. It all works together, simple living, improve skills for more income, side work, and DIY saves money, live healthier, keep adding FIRE skills for more autonomy, better health and retirement fund. Mustachians unite!