Kinda want to say Nitronic Rush, but there weren't any other cars in that.
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Do you remember what platform(s) it was on? There are a bunch of games that come to mind but none of them have everything you've mentioned.
pc cause i only had pc
Neon RGB with lots of tricks feels very San Francisco RUSH 2049/Nitronic Rush/Distance. Take a look at those. If it’s not them, let me know how they differ. Racing games are my jam, so I should be able to help you track this down.
Was also going to mention Distance and Blur, but Blur is more like neon-colored Mario Kart, but with real cars.
Nitronic Rush? I remember reading Distance was a spiritual successor to it, and wikipedia backs up that thougbt
unfortunately its none of those even in the comments but I remembered a few stuff like it having somewhat realistic/futuristic cars but they looked like race cars you had these tracks where you suddenly switched from in the middle of them or randomly I think this is one of those games that might be there but no one remembers it enough I just wish I could remember more
Wipeout, Trackmania, Rollcage.. none of those fit your description exactly but can't think of anything else right now
Trackmania?
It sounds a bit like TM Turbo with the neon aesthetic, but it doesn't have collisions with other cars.