But someone struggling with fiscal responsible can imply value on something they don't need because it can be achieved at lower cost, ignoring that they don't need the item, they just feel the value is there. I don't disagree with your summary but this is aimed at people struggling with their spending, not people who know better.
There's no extra 'U's. What you want is your right to exclude the 'U's you don't feel are necessary, it's not the same thing. There was no need for the 'z's but you guys couldn't help yourselves could you!?
But someone struggling with fiscal responsible can imply value on something they don't need because it can be achieved at lower cost, ignoring that they don't need the item, they just feel the value is there. I don't disagree with your summary but this is aimed at people struggling with their spending, not people who know better.