And you think Fairphones are made in Europe? They are made in China, just like all the iPhones and Google Pixels.
Fairphone is indeed Dutch, and they even make a point on their website of paying a decent living wage to all Chinese workers making their phones.
Typed from my Fairphone 4 running /e/OS
wallet: my current solution is Garmin Pay. For that you need a compatible Garmin watch. Once the card is added to the watch, all the payment is done without even passing by the phone, just communication between watch and payment terminal. Garmin watches work really very well with Gadgetbridge. Cards have to be added via the Garmin App, and possibly via a phone running a stock OS (mine didn't work from the aftermarket ROM, but may be bank dependent)
Family Link: For other options you may need to do a factory reset and install a device manager app, that then needs to be enabled via ADB. Or use a custom ROM. No pleasant options out there.