So it's fair that you are neutral about them for your own use, clearly you know what you're doing. It doesn't make sense to be neutral about them, generally. On usability alone they are not good. There are so many people who don't have a clue how they work, or their consequences, and just click okay when continually harassed into using them. Some will even go ahead and save one on a shared computers, or someone else's, 'because the website says so'.