this post was submitted on 05 Apr 2025
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Surely there can be a middle ground.
I hate that I’ve been paying close to 150k NOK a year in rent for the last ten years but for some reason I can’t be trusted with a loan unless I make a lot more and save up something like 300k.
Except for the fact that I have a place to live it feels like I’m throwing money out the window.
I don't know what the situation is in your country, but here's an example from the UK.
Imagine you bought a £500k house in London just after the pandemic. The mortgage rates were around 1.2-1.3%. You could afford monthly payments at the time, everything looked cool. Now a couple years later the war in Ukraine starts, economy tanks and interest rates go over 7%. Now your monthly payments become 3-4x higher and you're fucked. You lose your house, become homeless and you still owe half a mil. The end.
So everyone else should bail you out? That's what it is