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How do you budget as a couple? (thelemmy.club)

submitted 2 days ago by heydamianc@thelemmy.club to c/personalfinance@lemmy.ml

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I'm curious how you budget as a couple or budget with family. Does one person take the lead and it's their duty? Are you equal participants? Does each person leverage their strengths?

What works for you?

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[–] heydamianc@thelemmy.club 1 points 1 day ago

This is pretty much how we do it too. The part about yours/mine was key for us to start because we had a shared goal of saving more than we spend.

As a matter of fact, thinking back to it now, we actually started budgeting together even before we were married and before having a joint account. We would pay for things in the ratio of our respective incomes and everything was fair based on the structure we agreed upon.

I think the underlying premise of a lot of these answers (all?) Is transparency and thoughtfulness. I can't see budgeting together working without that.