But you have a functional social safety net, insurance and retirement covered with your taxes. We don't and is horribly expensive to fork $24K a year to have access to health with a $7K deductible while thinking that if you get fired the equivalent of UB pay is $226/wk after you present substantiation to the state that you're trying to get work. On top of that insurance is tied to employment and that heavily influences work mobility and care as if anyone gets anything catastrophic loses the job, the insurance and all your savings.