Welcome again to everybody. Make yourselves at home. In the time-honoured tradition of our group, here is the weekly discussion thread.

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[–] 10 points 1 month ago (2 children)

I've been saving up a lot of money for years at this point, usually as an emergency fund or when I need larger purchases or want to take a vacation like I did last year with going to Japan. But I feel like the money is sitting there most of the time and could be better spent for something or maybe invested? Idk, should I buy gold or something?

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  • [–] 11 points 1 month ago* (last edited 1 month ago)

    banks usually offer savings accounts exactly for this purpose. they are very low percentage, so you don't get much income from it (unless the saving are like upwards of tens of thousands USD). the main benefit is that its usually enough to offset inflation

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