This is the important part. Faces are immutable. Unless you're a weird celebrity, you only get one.

Attaching your financial data and/or private data to something that cannot be changed and CAN be stolen or reproduced is a terrible fucking idea.

While real security technologies are moving toward ephemeral, short-lived credentials to fight credential reuse and theft, we have these fucktards going in the complete opposite direction.

Your face is NOT a password.