You're not alone. The weight of all those things adding up is enough to put anyone off from starting. When it comes to cleaning, I wasn't keeping on top of it and let it get to a bad state, then once every few months I'd have a mad day of cleaning everything spotless, nothing unturned. I thought being thorough was good but in reality it was a major reason for me always avoiding minor daily or even weekly cleaning. I often look at tasks as monoliths that need to be tackled in one go.

What worked for me is this cliche book https://jamesclear.com/atomic-habits. I've only read the first 30 pages lol, but the general gist of it is at the start. Consecutive small tasks are a lot easier to manage, and a lot more effective than doing it all in one go. I'm no where near perfect, but I now have the mindset of "something small is better than nothing at all". That really can take you a long way, the results just won't be instant.

E.g rather than clean the entire bathroom in one go and not touch it for weeks, I now clean one tiny area for 1 or 2 minutes every time I go into the bathroom. Seems like nothing, but over a week suddenly the whole thing was mostly clean. After that the habit stuck and now I just have to wipe the areas I use most daily. The rest I do on the weekend.

Still have a long way to go. Boxes piled up from moving in one year ago, but I'm slowly getting through the contents over the last few weeks.

https://en.wikipedia.org/wiki/Atomic_Habits