It does in the US too. I’m not sure what the previous commenter is talking about with companies cutting off funds. No company I’ve ever worked for paid workers for disability time. They throw you over to the government for that at the first opportunity, though they may be involved to the extent of validating yes this person works here, etc.

The issue in the OP is the amount paid, if we actually read it. Of course all the comments are just going in the usual directions of “fuck capitalism / corporations / the USA” and sadly nothings going to change that.