Build more housing so that houses are more affordable, bring on the 4 day work week.

Expensive houses just funnels more money into the hands of banks and landlords without providing any benefit to society.

That it isn’t is because wages didn’t increase proportionately

Yes, because your wages go to said retirees. Who do you think owns all the companies not increasing your wages?

Good idea, but then let's get rid of the concept of retirement too.

People forget how much was going right in the 90s, especially in the states. Boomers were in their prime working years (paying into Social Security instead of collecting it), women’s participation in the workforce had hugely expanded, and a decade of strong economic growth and job creation meant more people working, lower unemployment, and more money going into the system. Obviously some of that was demographic luck, but the Clinton economy was actually putting people to work.