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Businesses Need to Offer Discounts on Cash Payments (lemmy.dbzer0.com)

submitted 2 weeks ago by pineapplelover@lemmy.dbzer0.com to c/goodoffmychest@lemmy.world

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I am a big proponent for not giving Visa, Mastercard, and the other fin tech monopolies a dime. However, I use them because the social credit score is almost essential in today's economy and I also get a little cashback for using it.

Today, I came across an establishment that showed a 3% added fee for credit cards and I was pretty happy to see this. If businesses don't want to be cucked by payment processors, provide more options, where it be crypto like Monero or something or just cash payments.

Even at farmers markets, where we have little independent farms and they seemingly don't have a preference or incentive to prefer cash or credit card payments via Square (who, I'm sure takes a cut).

Is there a downside I'm not seeing? Let me know especially if you have further information.

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[–] CameronDev@programming.dev 2 points 2 weeks ago

Australia just recently banned credit card surcharges. The cash price has to be the same as the card price. I believe part of the reason was that many retailers were silently added the surcharge at checkout instead of being upfront with the cost.

The surcharge is usually way less than 3%, which does suggest that the place is overcharging and pocketing the difference, which I'm not cool with.

As long as the pricing is upfront I don't really mind either way, I want to know what I am being charged, with no hidden surcharges or fees.

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