Pay it automatically with a direct debit. I can't remember the last time I paid a bill manually.

Sounds like these people want to use debit cards, then.

I've never met a credit card which wouldn't allow you to move the due date. Even if it can be accomplished online, you should try calling customer support.

I've never encountered a bank or card issuer like that in the US. Can you provide any examples?

Anyway, in that case, the solution would be to not use that credit card or bank.

Nobody said anything about OP doing it wrong, cool your jets. The bank changed their policy. At that point your options are either take the advice of the parent comment, complain to the bank (which will likely get you nowhere), or find a new bank. Don't get removed at people offering advice.

Am I missing something? There's no mention of doing it wrong or insisting they not use credit cards. Just a suggestion that would solve the issue from the bank changes..

I use Fidelity investments; money that isn't in stocks automatically goes into SPAXX, a market rate high yield savings account.

One that earns you more than the default 0.15% or so that you earn on most savings accounts.

You have to do a bit of hunting, but for example, I have an account with Citizens Access that earns 3.50% last time I checked. It's not much, but it's better than earning nothing on the emergency fund that I want to keep liquid and accessible.

It's a common financial instrument. You can find many providers online.

You get a much better interest rate than a typical savings account (I think current rates are around 4% or so), but you are typically limited in the number of withdrawals you can make per month. Banks offer better interest rates because the cash is less volatile and sits in the account longer. They are good for cash you want to park somewhere for a while but that you still need quick, infrequent access to, like emergency funds. Credit card payments are also a fine use for it, though I'd say the benefit is pretty minimal unless you consistently maintain a balance greater than the credit card payment.

FYI - your Credit Union and your Credit Union's Credit Card are likely two separate and unaffiliated companies. Most small to mid sized banks and credit unions don't actually issue credit cards. They contact that out to the credit card arm (ex. FIA Card Services) of a national bank (ex. Bank of America) that offers white-label/rebranded cards.

appreciate it as bs tends to expand.

Yes. Exact same question.

I do not have a criminal mind…