Car insurance is relatively simple. I shop around, telling them how much coverage I want. They request my driving history, and give me a quote. At any time, I can shop around and change insurance policies without any problems. Once it's time to collect payment, it's a relatively simple matter. What makes health insurance so difficult, controlling, unreliable, and expensive? For example, with health insurance:

  • Can only shop during a specific enrollment period

  • Policies are so complex, the vast majority of the population can't understand them

  • It's commonly provided in part by the employer because buying a policy otherwise is prohibitively expensive

  • Insurance companies are notorious for denying payments

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[–] -1 points 2 years ago (10 children)

Yes. With employment insurance, your employer pays a large chunk of it, its called benefits for a reason. Like 401k matching, if you dont use it, youre leaving money on the table

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  • [–] 0 points 2 years ago (7 children)

    They definitely marketed effectively to you.

    That's not a good thing.

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  • [–] -1 points 2 years ago (6 children)

    Do you not have a 401k? Or a Roth IRA? Are you at least paying into social security?

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  • [–] 0 points 2 years ago (5 children)

    No, no, and yes until the so-called Republicans gut it and pocket the money.

    You're not speaking the same language here.

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  • [–] -1 points 2 years ago (4 children)

    You really need to start saving for retirement, its never too early, and if you start late, it can still help

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  • [–] 0 points 2 years ago (3 children)

    Unless you're offering to pay for it I'm in the same boat as many others. I live check to check, there is no extra.

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  • [–] -1 points 2 years ago (2 children)

    I really doubt you cant find ten bucks every pay period

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