this post was submitted on 29 Jul 2025
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I guess the good thing is that the set of people that want to send you money overlaps with the set of people that already know your phone number. To me it seems like a sane PayPal replacement.
It will be, when the merchants adopt it.
Regarding the phone. It looks as if you can perform transactions by phone, name or e-Mail. It was my banks decision to got with the phone as primary identifier. I guess QR-code transaction will be the most common way of transferring person 2 person, if they are within visible range.
Merchants will still take a while. From the website:
e-commerce will be rolled out this summer in Germany, with Belgium and France following in late 2025/early 2026.
Okay. Till the we need to ping pong our money. I’ll DM you with my account and you start 🙃