You may want to consider working on that, one small step at a time. You may not drive (my spouse and I don't own a car, and have not for the past 20 years) but you can work on your anxiety: we use public transit daily (and we're very shy and anxious people both her and I), it just took us a lot of patience (and attempts) to get used 'to be' in a bus or a tram, or whatever.

If you want things to change, you need to focus on those things you can change, even one small step at a time, because things won't change out of themselves, that's very unlikely. Sorry if that sounds a bit too much like some old fart advice... That's most likely what I'm ;)

I haven't been to Philly, but I have to think that most people who do drugs and hang out on busses don't tend to keep bankers or doctors hours. You're going to run into a bunch of people going to work and getting around to their own appointments.

I invite other Philly residents to enlighten me if it's a special case of some sort.