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I’m single and make about twice that figure and there is zero chance I would spend $28 on lunch let alone on any kind of recurring basis.
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People just need to do the little things that make them happy, if thats eating out do it.
How can you suggest 2. If you believe 1.? It's twice as unreasonable if somebody makes $70,000 and even more for the majority who makes less.
Eating out once in a while is a little thing. Spending $28 on lunch every day is not a little thing anymore.