I use it rewrite work emails, that way I don't have to put any thought into formatting or punctuation it's just a stream of consciousness that then translates into a proper formatted email. But that is pretty much it.
If my private life I don't use AI for anything, not because I have a particular hatred of AI, I just don't have anything that can think that it could be used for.
If the technology suddenly became unavailable, I'd be absolutely fine. I don't think it's a good idea to become too reliant on AI anyway, it leaves you vulnerable to price gouging. I like to keep all my thinking inside my own brain where it's free.