this post was submitted on 28 Sep 2026

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submitted 5 days ago by Stamets@lemmy.dbzer0.com to c/whitepeopletwitter@sh.itjust.works

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[–] red_bull_of_juarez@lemmy.dbzer0.com 15 points 5 days ago (6 children)

Yeah, not true in the EU. Money must reach the recipient within seconds.

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[–] Earthwormjim91@lemmy.world 4 points 5 days ago (5 children)

But it’s the same thing. The banks just front the money essentially. The actual transaction doesn’t clear until later.

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[–] trxxruraxvr@lemmy.world 11 points 5 days ago

Then they can do that the other way as well

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[–] timochka@lemmy.zip 1 point 4 days ago

Nope. SEPA SCT clears in 1 day. SEPA SCT-Inst (already mandatory in Euro area, mandatory in rest of SEPA area from next year) clears in 10 seconds.

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[–] Rinox@feddit.it 2 points 5 days ago

If they use SEPA, it's settled instantly.

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[–] Darkonion@lemmy.world 3 points 5 days ago

Seems like a good job for a bank, and something reasonable they could do in other countries too.

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[–] state_electrician@discuss.tchncs.de 3 points 5 days ago

You got any source for that? From what I read they settle it immediately.

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