jerakor

joined 1 year ago
[–] jerakor@startrek.website 5 points 3 hours ago

Do people want to go back to the system that was used before credit scores? Where the person serving the loan just made the choice based off if they thought you seemed trustworthy? Aka were a white man who went to the same church as them.

[–] jerakor@startrek.website 3 points 1 day ago

I get it, but we should as a community try to be better than that.

AI won't fail. It already is past the point where failing or being a fad was an option. Even if we wanted to go backwards, the steps that were taken to get us to where we are with AI have burned the bridges. We won't get 2014 quality search engines back. We can't unshitify the internet.

[–] jerakor@startrek.website 1 points 1 day ago (2 children)

That AI is the one you make or at least host. No one is going to host an online AI for you that is 100% ethical because that isnt profitable and it is very expensive.

When you vilianize AI you normalize AI use as being bad. The end result is not people stopping use of AI it is people being more okay with using less ethical AI. You can see this with folks driving SUVs and big trucks. They intentionally pick awful choices because the fatigue of being wrong for driving a car makes them just accept that it doesn't matter.

It feels dumb, it is dumb, but is what happens.

[–] jerakor@startrek.website 13 points 1 day ago (4 children)

Nestle bottling water is bad, so my solution will be to never drink any water and make fun of people who do. This is how it always comes off to me.

[–] jerakor@startrek.website 2 points 3 days ago* (last edited 3 days ago)

I use far far less if I use a very small amount twice rather than a lot once. The shampoo will mix with oils in your hair and when you wash once you just keep rubbing the oil and detergent mix back onto yourself. Using a small amount and rinsing it off will make it function far better.

[–] jerakor@startrek.website 1 points 1 week ago* (last edited 1 week ago) (2 children)

You are supposed to, but it is only insured to 250k. That might seem like a decent amount but if you suffer inflation and a government that is inclined to decrease FDIC rather than increase, you might end up not really getting much value out of that cash.

250k is not a very big nest egg for retirement.

[–] jerakor@startrek.website 4 points 1 week ago (4 children)

Your funds might be in a HYSA but the bank holding them probably has them in stocks and bonds.

So if the stocks fall enough you won't have your money anyways.

Now you could say you want to hold onto cash instead, but the only fix for the banks not having money is to print money which makes cash worth less.

Okay but what if you held gold or other minerals. Well the value of those comes from the perception that they could be used to trade when other things fail, but even if milk is $500 a gallon no grocery store is going to take gold as it isn't able to be insured and tracked. So the value of gold also will drop as it can't actually be used for goods and services.

So basically you can't isolate yourself and protect yourself from societies stupidity. Its all a gamble and maybe your option works out or maybe it doesn't but there isn't a clear way to avoid the problem.

[–] jerakor@startrek.website 1 points 3 weeks ago

The only people who progressives lose to are the Democrats. Even in cases where they win a primary they get kneecapped by the DNC. Most US progressives come in with wild ideas like making the rich pay things instead of poor people. Making sure water is clean. Keeping the government out of our bedrooms. Governing rather than blustering. They also tend to be relatable as most have worked at least one real job in their life.

[–] jerakor@startrek.website 5 points 3 weeks ago (3 children)

Who in the world eats hard shell tacos?

[–] jerakor@startrek.website 18 points 3 weeks ago (1 children)

I believe the rule is any food that is perfect for eating on the road while you drive 45min from your first job, to your second part time night shift job. All of that kind of food doesn't exist in Europe or at least isn't popular for some reason.

[–] jerakor@startrek.website 3 points 3 weeks ago

It is the progressive party. But they can't win a local council seat let alone any valuable position. But they run for President every year and normally run one of their established candidates. The right gains more by supporting them.

That said funding is questionable. They normally have their primary debate around a rental folding table. Im shocked they can even afford chairs.

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