A lot of states (can't speak for the rules in Europe) have laws that allow cyclists to treat stop signs as yields. This is supposed to be safer for cyclists. It also allows cyclists to be more energy efficient and faster, because accelerating is the hardest part of cycling and it takes a long time compared to coasting through an intersection.

The video below does a good job giving a brief overview of why this change was made.

Personally, I still look both ways before going through a stop sign, and, if I see vehicles, I'll slow down enough so that I can react if needed. Check your local laws to see how cyclists should treat stop signs.

https://youtu.be/KCs5nDEZpoM

Fun fact, all US customary units are defined in terms of the metric system. For example, 1 inch is exactly 2.54cm. which means a US mile is 1.609344km. Americans have be using a bastardized version of the metric system since 1959.

https://en.wikipedia.org/wiki/United_States_customary_units

It's both. He convinced Kathy Hochul to pass a tax on second properties (pied-à-terre tax), but he also suspended pension contributions for 5 years.

Yeah, you're not going to be able to get a guaranteed rate on a HYS account. The upside is that the interest rate is high. The downside is that the interest rate will change, usually down, as the market changes, but something is better than nothing. You have to find the balance between maximizing returns and maximizing effort. If you want more that a 3-4% return, you're likely going to have to start looking into an investment account, but a 3-4% return is still better than the 0.2% return a traditional savings account provides.

All cards calculate interest per day. That's the standard formula. They only charge you the sum interest at the end of the month when your billing cycle ends.

https://www.nerdwallet.com/article/credit-cards/how-is-credit-card-interest-calculated

This becomes apparent if you've ever paid a card off really early, and then still been charged interest even though you've had a zero balance one or two weeks before the billing cycle ended.

https://www.bankrate.com/banking/savings/best-high-yield-interests-savings-accounts/

This was the first result that I searched. You can get a HYS with a little to no minimal balance. A lot of them are online banks, but they're still FDIC insured. There are plenty HYS accounts out there that are usable for everyday people given you have the ability to save.