Typing a password slows you down, so now you'll need to enter a 2fa and a password. Fucking brilliant!
I don't recall the specific circumstances, it was something along the lines of having my hands full and trying to take things in from the car.
Has this really never happened to you or anyone you know? It's not exactly common, but it's happened to most people at one time or another. I suppose this is probably a generational thing, and harder to do with modern cars.