this post was submitted on 20 Dec 2025
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Our payment systems are too dependent on the USA (omni.se)
submitted 1 day ago* (last edited 18 hours ago) by DreasNil@feddit.nu to c/buyeuropean@feddit.uk
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The governor of the Central Bank of Sweden comments our payment systems.

Hereโ€™s an AI translation of the text into English:

"Given the geopolitical situation, it is important to create European systems in a number of areas. This is according to Riksbank Governor Erik Thedรฉen in an interview with Ekotโ€™s Saturday program, where he emphasizes that Swedenโ€™s payment systems should not be as dependent on the USA as they have been. As an example, he points out that the two dominant credit card issuers, Mastercard and Visa, are American. 'It is probably wise to consider that we should also have European or Swedish systems that function in case the American ones do not,' he says. According to the central bank governor, Swish is 'a certain complement.' He also highlights that other countries, such as Denmark, have their own national credit cards."

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[โ€“] Babalugats@feddit.uk 3 points 23 hours ago* (last edited 23 hours ago) (3 children)

I thought that there was already an EU payment system in the pipeline, due to roll out completely in 2026? Or did I make that up.... ๐Ÿค”

EDIT - Wero - https://sbs-software.com/insights/wero-europe-payment-race/

[โ€“] B0rax@feddit.org 2 points 22 hours ago

And it is tied to a single bank account and can only be used by the app where the account is from. And only on mobile. And most banks want you to use your phone number for it. No thanks.

Yeah, great start!

[โ€“] Mihies@programming.dev 1 points 22 hours ago

Digital euro, but it's postponed for a year or something like that.

[โ€“] Darkness343@lemmy.world -1 points 22 hours ago (1 children)

There is a reason why Europe is not the leader in software development.

An European team gave my south American office branch a piece of software that follows crappy programing guidelines.

The local team from my city is fixing that shit.

[โ€“] Babalugats@feddit.uk 1 points 16 hours ago (1 children)

That's not a European thing, that happens everywhere in the world, I would blame your south American office branch for accepting it without checking or trying it first.

[โ€“] Darkness343@lemmy.world 1 points 6 hours ago

We were in need of a custom automation solution. I suspect that the managers fell into the trap of believing that everything made by Europe is superior.