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[–] 7 points 1 hour ago (1 child)

I do know how to erase your college debt!

1: Move to a different country that doesn't use the US credit system (which is most of them). Bring all your major assets with you, leaving nothing of value in the US to be seized -- most importantly, close any US bank/investment accounts and open ones at foreign-owned institutions instead.

2: Stop paying. Instruct your family members not to pay either. (The creditors might go after them for payment, but as long as they didn't cosign your loans, they don't have to pay jack shit.)

3: Wait 7 years. (Statute of limitations for debt collection actions.)

4: You can now return to the US (if you even want to), and you're legally off the hook for that student debt. Technically, you still owe it, but since the statute of limitations has passed, they're not allowed to take any collection actions. They will still try to contact you and pester you and lie to you, telling you all kinds of things -- most of them false -- to try and get you to pay, but you just have to ignore them. Don't pay a single cent -- that's very important: don't pay anything. Making even a tiny payment may reset everything back to square one.

And, yes, I know some of those are easier said than done ... but if it's to get rid of tens of thousands, or even hundreds of thousands in student debt, it can be worth the effort.

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  • [–] 1 point 18 minutes ago

    What major assets can you move with you? Converting everything to gold? That's super heavy. Diamonds are worthless. No one can agree on the value of gems. Crypto might be OK for really short term.

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  • [–] 16 points 3 hours ago (3 children)

    Ah fuck, sirens that can lure asexual people with a one hundred percent success rate.

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  • [–] 5 points 2 hours ago (2 children)

    I mean, they have bird lower bodies.

    If they can lure most non-asexual people despite that, they've got seduction power that goes well beyond normal sexual attraction.

    Unless Greek sailors were really that desperate for hot cloacae.

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  • [–] 2 points 2 hours ago

    i mean, when you become a siren's dinner... you technically don't have any debt.

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  • [–] 9 points 4 hours ago (3 children)

    Surely a high tech nation that runs on magic can offer affordable higher education?

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