Worth noting for Trade Republic is that there is a 1€ fee for every trade you make, unless it's from a recurring order. To me the app seems more catered to long term savings investments instead of day trading. But I don't do the latter so who knows. Maybe it works for that end no problem.

Other than that the matching of ECB interest rates on savings is a blessing.

The only thing I'm worried about with them is security. Your username is your phone number and your password is a four digit number. You do get 2FA with the app, but SMS can also be used, which isn't the safest 2FA from what I know.

Currently got most of my EU ETF in Amundi and planning on selling the rest of my iShares EU 600's later this year to put it in Xtrackers (first got some other financial stuff to focus on to see that my tax bill doesn't go boom)

Do please note that costs can vary MASSIVELY between providers.

I'm currently with US-based Northern Trust because they don't have a dividend leak from the Netherlands, and their costs are 0.15% for their all-world ETF, and similar for small-cap and emerging markets.

Switching to Robeco would keep the dividend leak at zero, but their costs are 1.81%. That's way too much of a difference for me.

HAN etf seems to hover around 0.8%, lower for gold, much higher for crypto, but I can only find weird themed ETFs there, nothing very broad.

If anyone knows a low-cost, European all-world fund, I'd love to hear it.

This.

I really hate their ads, absolute shady.

As far as I'm aware the company behind degiro is actually called "flatexdegiro" so not sure if they're related

For me an EU based (degiro) was better cause it can automatically provide tax documents / apply for benefits (like no double tax on US stocks)