Kids these days with their newfangled ideas!

It became a habit for me whenever I am leaving home. Phone and hand kerchief in right pocket, wallet and keys in left pocket. If any item is missing I feel an absolute dread that can't be ignored. Sometimes dap and iem in right and left pocket when it's one of those trips.

You have a phone battery compartment?

I've memorized my credit card details for a decade and a half for pretty much this reason. I don't often forget my wallet, but it has happened. The few times it has, cashiers have been confused but generally managed to make it work when I've given them the numbers. (And to be clear, I'm grateful to them for accommodating the situation.)

I've never considered physically embodying cash within my phone. I'm super paranoid about leaving it behind ever since I broke my ankle and had to call my wife to save me, so I'm less likely to forget it than I am my wallet. Thanks for the idea!

I also have money in my phone case, and I always forget about it when needed.

If visa/mastercard has an outage the edge POS card terminal (nets etc) will cover your payment. This happens automatically after 3 seconds.

So unless there’s a major outage you don’t notice it

I am far too scatterbrained for that, I would spend half my day searching my pockets

Depending on how much stuff that is, that's actually insane.

Yeap. That's what my Gen X cargo pants are for!

I will lose a wallet and keys, but I won't lose my phone. It's that simple. I have a keypad lock on my house and a car which uses a phone key, so I only carry my phone and it's the most liberating thing ever. A few years back I rented again for a year when I moved to a new city, and the mental stress of needing to carry a key around was so much higher than I remembered it being.